租房者pp王者电子官网

而有些州在法律上没有要求, your landlord or the company that manages the property may mandate it before you can rent the apartment, 公寓或住宅.

有自己的租客政策是个不错的主意. The policy offered by your landlord may not address your insurance needs — like coverage for your 个人财产 or liability protection for your activities outside of the 首页. A landlord may only require coverage to protect against tenant negligence, like a kitchen fire while cooking or water damage from an overflowing tub.

租客pp王者电子官网就是公寓pp王者电子官网. 这有助于掩盖2 你的东西，比如电脑, 电视, 电子产品, 自行车, 家具, 还有衣服——无论是在你的公寓里还是外面, 公寓, 或出租房屋.

需要一个临时居住的地方? This coverage helps provide payment for additional living expenses when your 首页 is uninhabitable because of a covered loss. This coverage applies for the shortest time required to repair or replace the premises, 或者让你的家人去别的地方定居, 最长可达24个月，最高金额限制.

As the cost of living rises, so does the cost to replace your 个人财产. 通货膨胀的覆盖率 automatically increases the amount of your insurance coverage in order to keep pace with the inflation index.

个人财产包括有形的东西. It helps provide protection for covered losses resulting from accidents related to fire, 烟, 覆盖水, 风, 盗窃或破坏公物等等.

要确定您可能需要多大的覆盖率，请创建一个 家里的库存. Follow this step-by-step checklist to inventory your 个人财产:

Consider adding photos to your inventory — it could help if you have a claim.

虽然您可以指定pp王者电子官网开始的有效日期, 处理申请可能需要时间.

由于政策不同，请咨询您的州立农场代理. 视情况而定, some renters insurance policies may cover liability for household 宠物s if they bite someone. They may also cover up to $500 in excess of your security deposit if your 宠物 damages rented property. However, most do not cover damage to your personal belongings caused by a 宠物. 了解更多关于 宠物pp王者电子官网.

租客pp王者电子官网费用 比你想象的要少. Based on a National Association of pp王者电子官网 Commissioners (NAIC) survey, 租房者每月的pp王者电子官网费约为13美元，约为34美元,pp王者电子官网限额为1万美元.

One of the more important aspects of renters insurance is the replacement cost for 个人财产. Think about how much it would cost to replace your things if they were all destroyed.

While the policy helps provide coverage for the insured and their resident relatives, any non-related roommates would need to be listed on the policy to have coverage. 如果列出了亲戚或室友， 你可能想要增加限制 以帮助确保适当的覆盖范围. Another option is for each roommate to purchase their own separate policy.

不，州立农场不提供洪水pp王者电子官网. 大多数洪水pp王者电子官网都是通过 国家洪水pp王者电子官网计划（NFIP）, which is administered by the Federal Emergency Management Agency (FEMA). Your State Farm agent can probably assist you with obtaining flood insurance.